Ethiopia's Financial Sector at a Crossroads (2025-2029) Ethiopia's financial sector is in the midst of a "Big Bang" reform, a state-orchestrated transformation that is simultaneously liberalizing its long-closed economy and forcing a state-led digital revolution. This dual-pronged strategy, executed by the National Bank of Ethiopia (NBE), has created a dynamic and complex landscape of immense opportunity juxtaposed with significant infrastructural, regulatory, and human capit

One of the most significant bottlenecks to realizing the full economic potential of the African continent is the high cost and complexity of cross-border payments and remittances . The digital banking future is poised to shatter these barriers, creating seamless, low-cost financial arteries that will supercharge intra-African trade and connect the diaspora more effectively. Currently, moving money between African nations often involves multiple correspondent banks, high forei

The entry of foreign banks has triggered a fierce "war for talent" in Ethiopia. International banks are aggressively recruiting the country's most experienced banking professionals, driving up labor costs. For local incumbents, retaining top talent is now a strategic priority. Nothing leads to employee burnout faster than a chaotic work environment. Tellers who face angry, shouting crowds day after day eventually quit. By implementing Bank-Genie, Bank of Abyssinia  improved t